Personal Loan Interest Rate


A personal loan is guaranteed by property and therefore,has a lower interest rate. The interest rate will be automatically lowered if the lender's interest rate corresponding to the selected rate schedule for a similar term is lower at the time the lender receives the Loan Application. Select a product type from the list below to view current rates and find the top products.

Banks Rate of Interest Processing Fee Loan Amount Prepayment Charges Disbursal Time Part Payment Option Apply
Standard Chartered 10.99% - 14.49% Zero - Rs.1000 Rs.1,00,000 - Rs.30,00,000 Upto 2% 72 working hours Yes Apply Now
Kotak Bank 10.99% - 16.99% 0.99% - 2.5% Rs.100,000 - Rs.20,00,000 Zero (if loan Amount is more than 10 lakhs) Else 5% 3 - 4 working days Yes Apply Now
HDFC Bank 10.99% - 19.5% Rs 999 for Special offers otherwise 1% - 2.5% Min. 50,000 Max. as per eligibility Nil (For Loan amount>10 lakhs and 12 EMI paid), else 4% 3 - 4 Days No Apply Now
ICICI Bank 11% - 17.50% Rs.999 for Special offers otherwise 1% - 2.5% Rs.50,000 - Rs.20,00,000 Nil (For Loan amount >10 lacs & 12 EMI paid), else 5% 3 - 4 working days No Apply Now
Citibank 11.49% to 16.50% Upto 2.0% + 0.5% (waiver on PF)
Special surprise gift from Citi Bank
Rs.1,00,000 - Rs.30,00,000 Upto 3% 48 hours Yes Apply Now
Bajaj Finance 11.99% - 16% Upto 2% Upto Rs.25 Lacs Upto 4% post 1st EMI clearance Approval In 48 Hours Yes Apply Now
Tata Capital 11.99% - 17% Rs.999-2.50% Rs.75,000 - Rs.15 Lacs Part Prepayment Charges: Nil (Allowed Post 6 months, Once a year, 25% of Principal Outstanding) Loan disbursement in 3-4 days Yes Apply Now
IndusInd Bank 12.99% - 20% 0.5% -2% Rs.1,00,000 - Rs.25,00,000 4% 4 working days No Apply Now
HDB Financial Services 16% - 21% up to 2% Rs.100,000 to Rs.15,00,000 Nil for Selected Corporates Employees (CAT A & B).
4% For Rest
2 days - 7 days No Apply Now
Fullerton India 19.50% - 37% 2% Rs.50,000 - Rs.15,00,000 Upto 7.00%, 0% after 3 years 2-8 days No Apply Now
Disclaimer: Please note that the interest rates given here are based on the market research and are subject to change.
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