Credit Card Eligibility
Salaried Individuals include Salaried Doctors, CAs, employees of select Public and Private limited companies, Government Sector employees including public sector undertakings and central, state and local bodies:
Self employed (Professionals) include self - employed Doctors, Chartered Accountants, Engineers, MBA Consultants, Architects, Company Secretaries.
Self Employed (Individuals) include self-employed - Sole proprietors, Partners & Directors in the Business of Manufacturing, Trading or Services.
Self Employed (Pvt Cos and Partnership Firms) include Private Companies and Partnership firms in the Business of Manufacturing, Trading or Services
Credit Card Benefits
- Borrow up to Rs 15,00,000for any purpose, depending on your requirements.
- Repay with easy EMIs.
- Avail Attractive Interest Rates
- Hassle-freeLoans - No Guarantor / Security / Collateral required
- Speedy Loan Approval.
- Flexible repayment options, ranging from 12 to 48 months.
- Convenience of service at your doorstep.
- Credit Shield.
- Personal Accident Cover.
Credit Card FAQs
Q: What documents do I need to establish proof of income?
Ans: For income proof, most banks look at your IT returns for the last two years and also at the nature of income. However some banks do not consider speculative income - from the stock market, rental or agricultural income. Some banks discount such income by up to 50% in their workings.
When can I apply for a Home Loan?
You can for apply for Home Loan at anytime. You may apply for it after you have decided to acquire/construct a property, and even in case, the property has not been selected or the construction has not commenced, you can still apply. What's more, you can also avail for Home Loan facility if you want to renovate or expand your home.
Credit Card Document Required
Documents Requirement for Credit Card
- Last six month bank statement ,salary account. If salaried.
- Last six month current account statement. If self employed.
Credit Card Over View
Coming Soon .............